Zakat Calculator
Add up your cash, gold, silver, investments and business stock, take off debts due within the year, and see the zakat due at 2.5%, with the nisab checked against today's gold or silver price.
In the Hanafi school, and under Pakistan's zakat law, the silver nisab applies unless your zakatable wealth is gold alone. Some contemporary scholars, such as Yusuf al-Qaradawi, use the gold nisab for all wealth; switch to the second option to use that.
We use 7.5 tola (87.48 g) of gold and 52.5 tola (612.36 g) of silver, the figures used in Pakistan and India and in Pakistan's Zakat and Ushr law. Many scholars in the Gulf use 85 g and 595 g, from a different conversion of the dinar and dirham. If your scholar uses those, your nisab is about 3% lower.
Today's local rate for the gold you own (or 24 carat for the nisab).
Shares you trade: full value. Shares held long-term for dividends: many Hanafi scholars (Mufti Taqi Usmani) count only the company's zakatable assets per share; entering the full value is the cautious choice.
For a mortgage, car or business loan, include only the instalments (not interest) due in the coming year, not the whole balance. Leave out loans that paid for machinery, property or other things zakat isn't due on.
- Enter today's silver price per gram, so the nisab can be worked out.
How zakat is worked out
Add up everything zakatable that you own on your zakat date, subtract debts and bills due now and loan instalments due in the next 12 months, and compare the result with the nisab. If it is at or above the nisab, 2.5% of it is due.
Zakat = 2.5% × (cash + gold + silver + investments + business stock + money owed to you − debts due within the year)
Worked example
Say silver is Rs 300 a gram, so the silver nisab is 612.36 × 300 = Rs 183,708. You have Rs 450,000 in the bank, 10 grams of gold worth Rs 30,000 a gram (Rs 300,000) and a credit card bill of Rs 50,000. Your zakatable wealth is 450,000 + 300,000 − 50,000 = Rs 700,000, above the nisab, so zakat is 2.5% × 700,000 = Rs 17,500.
Gold or silver nisab
In the Hanafi school, and under Pakistan's zakat law, the silver nisab applies unless your zakatable wealth is gold alone, so the calculator uses silver whenever you enter cash, silver, investments, stock or money owed. Some contemporary scholars, such as Yusuf al-Qaradawi, use the gold nisab for all wealth; switch the nisab option to use that view.
We use 7.5 tola (87.48 g) of gold and 52.5 tola (612.36 g) of silver, the figures used in Pakistan and India and in Pakistan's Zakat and Ushr law. Many scholars in the Gulf use 85 g and 595 g, from a different conversion of the dinar and dirham. If your scholar uses those, your nisab is about 3% lower; switch the nisab weights to use them.
Prices change every day
Enter the gold and silver price per gram for your own city on the day you calculate. Prices differ by country and by carat, so the calculator asks you rather than guessing.
Questions people ask
What is the nisab for zakat?
The nisab is the minimum wealth on which zakat is due: the value of 87.48 grams of gold (7.5 tola) or 612.36 grams of silver (52.5 tola). Its value changes with the daily price of gold and silver. These are the figures used in Pakistan and India and in Pakistan's Zakat and Ushr law. Many scholars in the Gulf use 85 g and 595 g, from a different conversion of the dinar and dirham, which makes the nisab about 3% lower; the calculator lets you switch.
Should I use the gold or silver nisab?
In the Hanafi school, and under Pakistan's zakat law, the silver nisab applies unless your zakatable wealth is gold alone. Someone who owns only gold uses the gold nisab; anyone with cash, silver, shares or stock, alone or with gold, uses the silver nisab. The calculator applies this for you. Some contemporary scholars, such as Yusuf al-Qaradawi, use the gold nisab for all wealth; switch the nisab option to use that view.
How much zakat is due?
2.5%, or one fortieth, of your zakatable wealth after debts due within the year, provided it stays at or above the nisab for one lunar year (hawl).
Which debts can I take off?
Debts and bills due now, plus the instalments of a mortgage, car or business loan that fall due in the next 12 months (not the interest), not the whole balance. Many Hanafi scholars, including Darul Uloom Deoband, deduct only one year's instalments of a long-term loan. Leave out loans that paid for machinery, property or other things zakat isn't due on.
Is zakat due on my house or car?
No. Things for personal use, such as your home, car, furniture and clothes, are not zakatable. Property held to sell as business stock is.
Is zakat due on jewellery I wear?
Scholars differ. The Hanafi school counts gold and silver jewellery; many others exempt jewellery worn regularly. Ask a scholar you trust.
About this calculator
Formula and rules last checked 12 November 2026Written and tested by the CalculatorDex teamReport a problem
Sources: Balochistan Zakat and Ushr Act 2012: nisab (s.2) and rates (Second Schedule) · Jamia Binoria: the nisab of gold or silver · Darul Uloom Deoband, Fatwa 879/745/D=1431: loan instalments · National Zakat Foundation: which debts can be deducted · National Zakat Foundation: nisab